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Ever wonder what would happen if you became ill or injured and could not bath, dress, eat or even go to the bathroom by yourself? Did you know that Health Insurance does NOT cover you for these daily activities? How would you afford to pay for the proper assistance without depleting your savings or retirement plan? The answer is Long Term Care Insurance.
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living. To learn more about how this policy can help you and your family, just contact our office and we will be happy to design a plan that fits your needs and budget.