Non-Profit Organization

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Nonprofit Insurance

If you’re in the business of doing good, you need help protecting your interests. Insurance Group USA specializes in providing coverage for nonprofit organizations of all types and sizes, as well as if you are Local, Regional, or even a National based Nonprofit. Whether you collect school materials for under-served children, work to spread the good news through your religious organization or are on a mission to feed the world, let us protect the assets you have so you can keep on doing good deeds.

Nonprofit Risks and Needs

Most nonprofit organizations operate on lean budgets. Because of this, a liability lawsuit or expenses from other losses can result in closing your doors forever. Fortunately, Insurance Group USA can help your organization eliminate the risk of serious losses. With partnerships with over 25 companies that specialize in nonprofit businesses, our professional risk managers will work alongside your organization to evaluate the insurance needs of your nonprofit and help you eliminate unnecessary, costly risks.

Important Nonprofit Business Coverage

Depending on the size and type of your nonprofit company, there are certain types of insurance you will be legally required to carry. Other types of insurance are strongly recommended in order to keep your organization strong and vital over time. The more common policies that Insurance Group USA writes for nonprofits include

  • Workers’ compensation insurance, required in most states to protect employees in the event of on-the-job injuries
  • General liability to protect against liability associated with general business operations
  • Business property insurance to protect against building damage and other losses involving business property
  • Commercial vehicle insurance to cover owned, non-owned or hired vehicles used for your nonprofit organization
  • Product liability to protect against lawsuits if your nonprofit sells products such as baked goods, arts and crafts, clothing, or gently used items
  • Directors and officers insurance to protect your organization from damages due to unethical actions, omissions or misleading statement from board members or directors
  • Employment practices liability insurance for things like: wrongful termination, sexual harassment, improper or employment promotion, as well as 10-12 additional important areas you should consider.
  • Volunteer medical coverage to protect your volunteers from injuries; volunteers are not protected in the workers compensation laws.
  • Professional liability insurance (errors and omissions coverage) to protect skilled or licensed professionals against liabilities resulting from mistakes

To learn more about available coverage options for your nonprofit, contact Insurance Group USA today. Let us assess your organization’s risk and help you find coverage options so you can focus on doing good.

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