Basic Coverages: Allied protection for you and your family
Liability Protection
This coverage pays others those amounts for which you become legally liable due to an auto accident. This may include drivers, passengers or pedestrians.
You also receive coverage for payments of amounts for which you are found liable for damage to another's property as the result of an auto accident.
This also pays for legal defense costs if you are sued.
Medical Payments Protection
This coverage pays reasonable medical expenses for you or members of your family if you are injured in an auto accident or as a pedestrian struck by an auto. This protection is extended to others who are injured while occupying your auto.
Uninsured Motorist Protection
This coverage provides bodily injury coverage for accidents caused by a hit-and-run driver or uninsured driver which occurs when you or your family are driving a covered auto, or while you are a pedestrian. In some states, uninsured motorists protection also covers property damage. Underinsured Motorists Coverage pays for damage you are legally entitled to recover from another party when that person's liability insurance is not adequate to cover your loss.
Personal Injury Protection
This provides coverage for injury, death, loss of services and loss of income suffered by you, your covered passengers, or covered family members (for those who reside in states with no-fault insurance laws.)
Physical Damage Protection: Allied protection for your car
Collision Protection
This coverage protects you from loss caused by damage to your auto by collision with another object.
Comprehensive Protection
This coverage pays for other losses to your auto. Included is damage or loss to your auto caused by fire, theft, glass breakage, falling objects, natural disasters, vandalism and other causes of loss.
Additional Protection
You can round out your protection with these optional coverages:
- Towing and labor costs coverage, to pay for emergency repairs and/or towing when your car breaks down.
- Rental reimbursement for the expense of renting a substitute vehicle when there is a loss to your car.
How much coverage is enough?
Many people want to know how much liability insurance they should buy. Liability coverage provides you the essential protection against loss of home, savings and income if you become involved in a serious accident. Therefore, you need to have enough coverage to protect your financial assets.
Your Allied agent provides these important insurance coverages for your registered and non-registered recreational vehicle:
Recreational vehicles include motorcycle, mini-bike, moped, camper, golf cart, trail bike, and snowmobile.
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